No Benefits? No Problem!
Many types of workers, including Contract, Temporary, Part-time and even some Full-time employees have traditionally been shut out of the Group Health & Dental Benefit plans made available to other working people. Recognizing the need for flexible, comprehensive and affordable benefits protection for this ever-expanding section of Canada’s workforce, we’re pleased to introduce the enVia Insured Benefits Program.
Real-world, needs-related coverage options:
enVia Insured offers a great combination of the Health & Dental coverage you need and want - at a price you’ll appreciate - plus the flexibility of personalizing your coverage with Optional Benefits that are normally only available in large group programs.
No medical exams are required and a Pay-Direct Card is automatically included.
Individual / Family Health, Dental & more...
An affordable yet comprehensive fully-insured Health or Health + Dental Plan offering 80% reimbursement up to defined benefit maximums, with no health evidence required.
Coverage includes:
- Prescription Drugs,
- Paramedical Services,
- Ambulance,
- Medical Supplies & Services,
- Private Duty Nursing,
- Hospital,
- Vision/Hearing Aids,
- Out-of-Country Emergency Hospital & Medical,
- AIG Special Risk Insurance,
- Employee & Family Assistance Program & more...
(Note: If the applicant or a dependent has a pre-existing condition and is taking medication, there is a 24 month waiting period before coverage for that medication commences)
Flexible coverage choices:
With enVia, you can design your benefit coverage to meet your personal needs. Available coverage includes:
Fully-insured Individual Health or Health + Dental with Pay-Direct Card.
AIG Special Risk Insurance Program with Attaché Services
Workplace Options® Employee & Family Assistance Program
Optional Disability Insurance (Short & Long Term)
Optional Accidental Death & Dismemberment Insurance
Quick & easy claims reimbursement:
With your MDM Pay-Direct Card you'll enjoy speedy payment / claims reimbursement at the pharmacy, many dentists and a growing number of paramedical service providers.
In cases where the medical professional does not accept payment via the card, simply submit your receipt for reimbursement.
